About Travel Insurance
Nepal is one of the most popular trekking havens on the planet & the mighty Himalayas beckon the bold & the brave year in & year out. Kathmandu is the capital and the primary base for backpackers and offers everything & anything you would need for a trek in the outback…
Nevertheless, Nepal does have her own problems & is not an entirely safe destination. Travel insurance is essential and you should also consider that many travel insurance policies will only cover you up to 4000m in altitude if trekking. For many of the more popular treks such as the Everest Base camp Trek or the Annapurna Circuit Trek you will need travel insurance that will cover treks that go over 5000m.
Do you want to know more about Long Stay Holiday Travel Insurance in Nepal? Before you leave it’s important to check the travel advice for Nepal. You should carefully evaluate the implications for your security and safety before deciding to travel to Nepal.
It’s always good to be on the safe side of the fence.
Its ok to keep your fingers crossed but keeping your eyes closed could be a mistake. It is very normal for things to go wrong on a vacation. You could fall ill or it could be an unexpected accident. Somebody might steal your money or luggage, your visit might be cancelled or cut short through injury or illness, and your family may need to fly out to be with you if there is a serious incident. Taking out travel insurance can cover all these risks and do even more.
Following a concentrated period of unrest and armed conflict, the political and security situation still remains fragile and volatile in Nepal. Visitors to Nepal ought to maintain a high degree of personal security awareness at all times. It not surprising that Nepal is one of the most popular destinations for those wishing to take a prolonged trip and thankfully, long stay holidays are becoming more accessible for individuals who may otherwise have never thought of a long break. It is now more popular for individuals to take prolonged career breaks and employers are more likely to be flexible and make sufficient arrangements for such plans to be accommodated. Pensioners are also more likely to be taking long stay holidays, as are graduates who would like to chill out to the hilt before they embark into an intense environment of work & challenges.
Safety and Security
The decision to travel is the sole responsibility of the traveler. The traveler is also responsible for his or her own personal safety. The purpose of this Travel Report is to provide up-to-date information to enable guests to make well-informed decisions before heading to Nepal. Long stay travel / holiday policies for Nepal are often quoted with a vast number of different add-ons to suit your specific requirements when travelling to Nepal; such as adventure policies, extreme sports, winter sports cover, valuables cover etc. For this reason, it is suggested that you conduct a detailed review of all the possible long stay travel / holiday insurance policy providers prior to your departure from your country…& home.
Ensure that you think ahead in detail about what you might potentially be doing whilst in Nepal so that any potential eventualities have been included in your long stay travel / holiday insurance policy.
The 4 locations where injuries are most likely to occur in Nepal are noted below:
- Remote locations
- Trekking trails
The following are just some of the benefits of the Travel Bond Policy.
Personal Money: You are covered for the theft of cash and traveler’s cheques from your person as well as safety deposit boxes.
Personal Belongings: The value of personal effects and luggage is covered for items accidentally lost, stolen, or damaged. Apart from that, travel documents such as tickets, visas and passports are also insured against loss or theft.
Cancellations and Curtailments: If you have to cancel your holiday or cut it short due to the sickness or injury of a close member of the family, someone you are traveling with or staying with, travel insurance covers all expenses that you are not able to get back.
Medical Expenses: Insurance firms will pay medical expenses and hospital fees, including any costs of getting you to hospital (land, water, or air ambulance) if you were to fall sick or injure you. If medical staffs consider that you require medical emergency repatriation in that case the costs of getting you home, with a trained nurse or doctor are included in the cover.
Baggage Delay: Insurance firms will reimburse you the cost of purchasing necessities in the event of your baggage being delayed or lost for more than 24 hours.